Terms of use

This page is a courtesy translation. In the event of any discrepancy in interpretation, the French version prevails.

Purpose

These terms govern access to and use of the novaelar.com website, published by NOVAELAR GROUP. Browsing the site constitutes full acceptance of these terms. If you do not accept them, please do not use the site.

Nature of the information published

The information on this site is provided for information purposes only. It presents the activity of NOVAELAR GROUP and its general approach.

It does not constitute a personal recommendation, investment advice, a solicitation, an offer to buy or sell financial instruments, or an inducement to carry out any transaction. Nothing on the site may be construed as a guarantee of results.

Any investment decision is your sole responsibility and must take account of your estate, your objectives, your horizon and your capacity to bear a loss. Personal advice can only be given within a formal contractual relationship, preceded by the collection of information about you.

No solicitation

Making this site available does not constitute banking or financial solicitation. NOVAELAR GROUP does not canvass prospects through this channel; relationships are formed by referral.

Accuracy and updating

The information published is deemed accurate as at the date it is put online. It may be modified at any time without notice. NOVAELAR GROUP does not guarantee its completeness or its permanent currency, and disclaims all liability for the consequences of its use.

Intellectual property

All elements making up this site — structure, texts, layout, graphic identity, the Novaelar logotype and name — are protected by intellectual property law and remain the exclusive property of NOVAELAR GROUP or its rights holders.

Any reproduction, representation, adaptation or exploitation, in whole or in part, by any process and on any medium whatsoever, is prohibited without prior written authorisation. Only reproduction for strictly private, non-commercial purposes is permitted, subject to respect for the integrity of the content and acknowledgement of its source.

Hyperlinks

The site may contain links to third-party sites over whose content and practices we have no control. Their presence implies no endorsement and does not engage our liability. Creating a link to this site is permitted provided it does not harm the image of NOVAELAR GROUP and creates no confusion as to the origin of the content.

Availability and liability

We endeavour to keep the site available at all times, without being obliged to do so. Access may be interrupted for maintenance, updating or any technical reason, without our liability being engaged.

It is your responsibility to take appropriate measures to protect your own equipment. NOVAELAR GROUP cannot be held liable for indirect damage resulting from access to the site or its unavailability.

Personal data

The processing of personal data is described in our data protection policy, which forms an integral part of these terms.

Governing law

These terms are governed by French law. In the event of a dispute, an amicable solution will be sought before any legal action. Failing that, the French courts shall have sole jurisdiction, subject to the mandatory rules applicable to consumers.

Last updated: September 2026.